Privacy Policy

1. Introduction

Expedio Payments LLC (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and protect your information when you visit our website, www.expediopayments.com (“Website”), or interact with us in any other manner.

2. Information We Collect

We may collect the following types of information:

Personal Information

• Full name
• Email address
• Phone number
• Mailing or business address
• Business details such as legal name and EIN
• Payment and transaction-related information

Automatically Collected Information

• IP address
• Browser type and operating system
• Device information
• Referring URLs and pages viewed
• Website usage and interaction data

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, operate, maintain, and improve our services
• To process payments and manage merchant accounts
• To communicate with you regarding inquiries, services, or account-related matters
• To send administrative, transactional, or service-related messages
• To prevent fraud, enhance security, and monitor compliance
• To comply with applicable laws, regulations, or legal obligations

4. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share your information only under the following circumstances:

• Service Providers: With trusted third-party service providers who perform services on our behalf (such as payment processing, customer support, or technical services). These providers are contractually obligated to protect your information and use it solely for the services they provide to us.
• Legal Requirements: When required by law, regulation, subpoena, court order, or other legal process, or when disclosure is necessary to protect our rights, property, or the safety of our users or others.
• Affiliates: With our affiliates or subsidiaries when necessary to support our services and operations.

SMS consent is not shared with third parties for marketing purposes. No mobile opt-in data, phone numbers, or SMS consent information will be sold, rented, released, or transferred to any third party for third-party marketing purposes.

5. Data Security

We implement reasonable and industry-standard security measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal and business information only for as long as necessary to fulfill our service obligations, comply with legal and regulatory requirements, and resolve disputes.

7. Your Rights and Choices

• Request access to your personal information
• Request correction or deletion of your data, subject to legal limitations
• Opt out of certain communications at any time

GDPR Rights (EU Residents)

• Data portability
• Restriction or objection to processing
• Filing a complaint with a data protection authority

CCPA Rights (California Residents)

• Request disclosure of collected personal data
• Request deletion of personal data (with exceptions)
• Right to non-discrimination for exercising privacy rights

8. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance user experience, analyze site traffic, and improve our services. You can manage cookie preferences through your browser settings.

9. Third-Party Websites

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will take appropriate steps to delete it.

11. International Data Transfers

If you access our services from outside the United States, your information may be transferred to and processed in jurisdictions with different data protection laws. We take steps to ensure such transfers comply with applicable legal requirements, including GDPR Standard Contractual Clauses where applicable.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last updated” date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

Expedio Payments LLC
Phone: (786) 206-8198
Email: apps@expediopayments.com
Website: www.expediopayments.com